Your dental, vision, and hearing needs will increase as you become older. However, it can be challenging to receive the necessary care without the proper coverage. That’s why if you are enrolled in Medicare, you should consider finding a Dental, Vision, and Hearing plan to avoid paying for expenses related to these services.
With Original Medicare, you will not receive coverage for dental services unless a service is required to have before surgery or serves as an essential part of another procedure that Medicare already covers.
Unless you have cataract surgery, Original Medicare will not provide coverage for vision services or items, such as glasses.
However, Part B does make an exception to cover a glaucoma screening every 12 months if it is necessary for high-risk patients. Part B may also cover eye prostheses and other diagnostic tests and treatments.
Original Medicare does not cover hearing aids. However, Part B may cover specific hearing tests, such as diagnostic hearing and balance exams.
Medicare Advantage Plan or Standalone Plan?
You can enroll in a standalone plan with your Original Medicare plan to receive Dental, Vision, and Hearing coverage. By enrolling in a standalone plan, you can receive coverage for services such as routine exams, glasses, hearing aids, cavity fillings, and more. However, keep in mind that each standalone plan is different, along with its coverage.
If you do not want to enroll in a standalone plan, a Medicare Advantage Plan may be right for you. Depending on the plan, coverage can vary, so you should always check the plan’s coverage policy to ensure you will receive the coverage you need.
Some Medicare Advantage Plans will cover routine dental, vision, and hearing exams and items, including hearing aids or glasses.
To learn more about your Dental, Vision, and Hearing coverage options, reach out to Carolina Senior Benefits today.