Medicare Advantage

Medicare Advantage, also known as Medicare Part C or MA plans, is a type of program within Medicare. This program could otherwise be considered an alternative to the “Original Medicare”, which includes plans A, B, and C. For those reviewing their options, Medicare Advantage should be considered.

What Is Medicare Advantage?

Medicare Advantage is a health insurance option that provides a combination of coverage, including some things that Original Medicare provides. It may also include things that Original Medicare doesn’t cover, like prescription drugs, vision, hearing, dental, and wellness programs. There are a variety of private companies that have been approved by Medicare to offer Medicare Advantage plans, which must follow certain guidelines established by Medicare. Regardless, the plans available could have slightly different coverage options and costs associated with them but could fall under a:

The program should outline what doctors are within the plan’s network and the costs associated with using a doctor that’s not in the network. In addition, different plans may have different out-of-pocket costs and requirements like referrals to see a specialist. Again, each plan is different—so knowing about the options available is essential.

How Someone May Qualify

Eligibility for Medicare Advantage depends on the plan; however, there are general factors that should qualify someone for a Medicare Advantage plan. Such factors may include living in the service area of the plan and if the person currently has Medicare Parts A and B. Those that have Original Medicare may have qualified for these plans due to their age, disability, or having End-Stage Renal Disease (ESRD).

How to Apply for a Medicare Advantage Plan

The process of applying for a Medicare Advantage plan can vary depending on the plan you’re applying for. Individuals should take the appropriate steps to determine what plan is best for them and how to apply for that plan. The application process could involve going to the plan’s website, filling out a paper form, or giving them a call.

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Let Us Help!

Before deciding if a Medicare Advantage plan is right for you, it’s important to have all the information you need to make an informed decision. Located in northern Charlotte, Carolina Senior Benefits works with the top-rated insurance companies and has been helping people just like you through the health insurance process.

Through our work, we provide impartial guidance based on our years of experience to help you make an educated decision about your health care needs. Our agents are here to provide excellent customer service, making the process as easy as possible. Call (704) 765-4689 to see what benefits are available in your area!